Frugal Finance

Free online activities for adults & kids. Virtual tours of museums and parks. Animal cams (including panda!). Free online courses for adults. And tons of kid’s learning printables and activities. Stuck at home? It doesn’t matter if it’s a rainy day, you’re sick, or if (perhaps) you’re quarantined by government order. You’ve probably got a lot more times on your… Read More

We’re well into the new year and most of us have spent the last month dreaming of visions and aspirations we have for 2020. A common goal for many is to save money and grow their finances. But, it can become very difficult to do this if you have little to no idea of where to start. Thankfully, there are… Read More

What is the cash envelope budget system? It’s a visual budget that allows you to realize what you are spending. If you follow the rules, it helps you stick to your budget. And lower your spending. You’re assigning each dollar a place to go. And only spending what you have assigned.  Like adopting any budget, it’s going to be hard… Read More

31% of American households find it hard to pay their energy bills, according to National Public Radio (NPR). With winter just around the corner, it won’t be long until the cold sets in and you consider ways to heat up your home. But there’s no need to worry about the soaring cost this year, as these budget hints and tricks will help you… Read More

Who doesn’t love the idea of making money? You might a full-time worker looking to hustle up some side income. Or currently not working at all. The ideas below will work for you in either situation. None of these are going to make you rich right away. If you see an offer that promises instant, giant income…run the other way… Read More

Have you tried multiple budgets and given up in total failure? They're too complicated. Or they don't account for the fact you live in an expensive area? Luckily, there is a budget out there that is flexible and accounts for more expensive base costs than average. It's called the 60-20-20 budget. Instead of having to track a hundred different categories,... Read More

Right now I'm working on a fabulous financial product. And in the course of research, the two themes I kept seeing were: cut expenses and increase income. That got me thinking about all the various freelance opportunities I see around. And one of the big opportunities for money these days is becoming a freelance virtual assistant. In the quest for... Read More

15 Secrets of the Rich: How to Apply Them to Your Life. You have to check out these 15 surprising secrets that wealthy, successful people know. #5 might surprise you. You hit the jackpot! You win millions and millions and millions. You're ecstatic. You never have to worry about money again. You can live the life you want. Take a... Read More

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Right now I'm working on a fabulous financial product. And in the course of research, the two themes I kept seeing were: cut expenses and increase income. That got me thinking about all the various freelance opportunities I see around. In the quest for answers, I decided to go directly to the source. I got two freelance proofreaders to spill... Read More